The intoxicating aroma of baking banana bread often takes me back to my grandmother’s warm kitchen, where laughter mingled with the sweet scent of ripe bananas. Today, I’m excited to share my go-to recipe for Super Moist Chocolate Chip Banana Bread, a delightful twist on the timeless classic that’s sure to become your new favorite. With minimal prep time and just the right balance of banana-rich flavor and chocolatey goodness, this recipe turns overripe bananas into a moist, tender loaf that will have everyone coming back for seconds. Whether you whip it up for breakfast, a snack, or a cozy dessert, this bread stays fresh for days, making it the perfect homemade treat to brighten any day. Ready to indulge in this comforting classic? Let’s dive in and fill our kitchens with that heavenly scent!

Why is this banana bread so special?
Irresistible Moisture: This banana bread is incredibly moist, thanks to the combination of ripe bananas and a touch of oil, ensuring it stays tender for days.
Heavenly Aroma: Your kitchen will fill with a delightful scent as it bakes, creating a warm, inviting atmosphere that reminds you of home.
Chocolatey Bliss: Rich chocolate chips complement the banana flavor perfectly, making each slice a decadent treat.
Quick & Easy: With simple ingredients and minimal prep, you can have this delicious bread ready in no time.
Versatile Fun: Customize your loaf by adding nuts or swapping in whole wheat flour for a healthier twist. You may also enjoy this alongside a cup of coffee or a slice of butter with your favorite homemade breakfast options like Banana Baked Oatmeal and Bbq Chicken Flatbread!
Chocolate Chip Banana Bread Ingredients
For the Batter
• Ripe Bananas – Essential for moisture and flavor; overripened ones bring the sweetest touch.
• All-Purpose Flour – Provides structure; measure accurately to keep your bread tender.
• Baking Soda – A leavening agent that helps the bread rise and remain fluffy.
• Salt – Enhances the flavor, adding a savory balance to the sweetness.
• Melted Butter – Adds richness; no need to soften butter first, just melt it down.
• Oil – Keeps the bread wonderfully moist for longer; combining with butter works magic.
• Granulated Sugar – Sweetens the banana bread; a tad extra helps balance the chocolate chips.
• Chocolate Chips – Offers a rich chocolate flavor; choose semi-sweet or dark for best results.
Optional Add-ins
• Chopped Nuts – Pecans or walnuts add a satisfying crunch to the moistness of the bread.
• Dried Fruit – Mix in raisins or cranberries for an unexpected fruity twist.
• Whole Wheat Flour – Substitute for a healthier version without sacrificing taste.
This chocolate chip banana bread recipe is not only delightful but also brings comfort with every bite. Enjoy baking!
Step‑by‑Step Instructions for Super Moist Chocolate Chip Banana Bread
Step 1: Preheat the Oven
Begin by preheating your oven to 350°F (175°C). Meanwhile, grab a 9×5 inch loaf pan and generously grease it with butter or non-stick spray to ensure a perfect release after baking. The cozy aroma of the warming oven will start to create anticipation for your homemade chocolate chip banana bread.
Step 2: Combine Dry Ingredients
In a medium mixing bowl, whisk together 2 cups of all-purpose flour, 1 teaspoon of baking soda, and ½ teaspoon of salt. This blend will provide the essential structure and lift for your banana bread. Look for a thoroughly mixed, airy texture before setting it aside, knowing the next steps will bring this loaf to life.
Step 3: Mix Wet Ingredients
In a larger bowl, combine ½ cup of melted butter, ⅓ cup of vegetable oil, and 1 cup of granulated sugar. Use a whisk to mix these ingredients until smooth and creamy. This mixture should glisten slightly in the light, indicating a rich and flavorful base for your Super Moist Chocolate Chip Banana Bread.
Step 4: Incorporate Ripe Bananas
Next, peel and mash 3 ripe bananas until smooth, then fold them into the wet mixture. You want the bananas to blend seamlessly, creating a moist and flavorful batter. The bright yellow color will brighten your bowl, signifying that your blend is taking on the delightful banana flavor essential for this recipe.
Step 5: Combine Wet and Dry Mixtures
Gently fold the dry ingredients into the banana mixture, stirring until just combined. Be careful not to overmix, as you want a tender crumb when baked. The batter will be slightly lumpy, and that’s a good sign it will produce a fluffy chocolate chip banana bread once baked.
Step 6: Add Chocolate Chips
Now, fold in 1 cup of semi-sweet or dark chocolate chips. These decadent morsels should distribute evenly throughout the batter, creating pockets of melting chocolate as the bread bakes. You’ll see the chocolate chips contrasting beautifully against the yellow batter, enhancing the visual appeal of your soon-to-be loaf.
Step 7: Fill the Loaf Pan
Pour the prepared batter into your greased loaf pan, spreading it evenly with a spatula for a smooth top. The batter should reach about two-thirds full, allowing space for the bread to rise as it bakes. A leisurely spread will ensure that every slice is perfectly portioned when it’s time to enjoy your chocolate chip banana bread.
Step 8: Bake to Perfection
Place the loaf pan in the preheated oven and bake for 50-60 minutes. Check for doneness when the top is golden brown and a skewer inserted into the center comes out with a few moist crumbs, indicating a delightful, moist crumb awaits. Don’t open the oven door too early, as this can disrupt the rise!
Step 9: Cool Before Slicing
Once baked, carefully remove the banana bread from the oven and let it cool in the pan for about 10 minutes. Then, transfer it to a wire rack to cool completely. The glorious aroma from your chocolate chip banana bread will fill your kitchen, offering a tantalizing invitation to slice into this warm loaf.

Make Ahead Options
These Super Moist Chocolate Chip Banana Bread loaves are perfect for meal prep and making your busy weeknights easier! You can mash the ripe bananas and combine the dry ingredients up to 24 hours in advance; simply store them in separate airtight containers in the fridge to maintain freshness. Additionally, the batter can be mixed and kept in the refrigerator for up to 3 days before baking. When you’re ready to enjoy this delicious treat, pour the batter into the loaf pan and bake as directed. By prepping ahead, you can whip up this comforting chocolate chip banana bread with minimal effort, ensuring deliciousness right when you need it!
How to Store and Freeze Chocolate Chip Banana Bread
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Room Temperature: Store your chocolate chip banana bread in an airtight container at room temperature for up to 4 days. This keeps it fresh while maintaining its moist texture.
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Fridge: If you prefer, you can refrigerate the bread for up to 1 week. Make sure it’s wrapped tightly to prevent it from drying out and losing flavor.
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Freezer: For longer storage, wrap the unsliced loaf in plastic wrap followed by aluminum foil. This chocolate chip banana bread can be frozen for up to 3 months. Thaw it at room temperature before enjoying a delicious slice.
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Reheating: To revive the warm goodness, reheat individual slices in the microwave for 10-15 seconds, or enjoy it cold with a smear of butter for an enhanced experience!
Expert Tips for Chocolate Chip Banana Bread
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Use Ripe Bananas: Always choose overripened bananas for the sweetest flavor and maximum moisture in your chocolate chip banana bread.
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Measure Flour Accurately: Spoon the flour into your measuring cup and level it off to avoid dry bread. Too much flour can ruin the texture.
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Don’t Overmix: Once you combine the wet and dry ingredients, mix just until incorporated. Overmixing can lead to a dense loaf instead of a fluffy one.
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Check for Doneness: Use the skewer test to ensure your bread is baked through. If the skewer comes out clean, it’s time to take it out of the oven!
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Storage Secrets: Store your bread in an airtight container at room temperature. This retains moisture and keeps it fresh for days.
Chocolate Chip Banana Bread Variations
Feel free to unleash your creativity with this classic recipe and make it your own!
- Brown Sugar: Swap granulated sugar for brown sugar for a deeper, caramel-like flavor. The extra moisture will make your bread even richer.
- Whole Wheat Flour: Use whole wheat flour instead of all-purpose for added nutrition and a nutty flavor. Your family won’t even notice the difference!
- Add Nuts: Fold in chopped walnuts or pecans for delightful crunch and added nutrients. The contrast between soft bread and crunchy nuts is heavenly!
- Dried Fruit: Mix in some dried cranberries or raisins for a burst of sweetness and texture that complements the chocolate. They’ll add a surprising fruity twist!
- Spices: Incorporate a teaspoon of cinnamon or nutmeg to elevate the flavor profile. These warm spices bring an inviting warmth that dances on your palate.
- Chocolate Swirl: Before baking, layer additional chocolate chips or a chocolate spread in the middle of the batter for a gooey surprise with each slice. Who could resist that?
- Partially Substitute Oil: Replace half of the oil with applesauce for a lower-fat version while still keeping the delightful moistness intact.
- Melted Chocolate: Substitute some chocolate chips for melted chocolate in your batter for a rich, velvety texture, turning your loaf into an indulgent treat.
For more delicious ideas, check out my recipes for Mushroom French Bread or delicious savory options like BBQ Chicken Flatbread!
What to Serve with Super Moist Chocolate Chip Banana Bread
Indulging in a slice of this heavenly banana bread opens up a world of delightful pairing possibilities that elevate every bite.
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Creamy Greek Yogurt: The tanginess of Greek yogurt complements the sweetness of the bread, adding a satisfying creaminess to each mouthful. A dollop on warm slices turns breakfast into a delightful treat!
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Savory Bacon: The salty crunch of crispy bacon contrasts beautifully with the sweet banana bread, creating a savory-sweet harmony that is utterly irresistible. This combo is perfect for a brunch that leaves a lasting impression.
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Fresh Seasonal Berries: Juicy strawberries or blueberries lend a burst of freshness that enhances the rich chocolate and banana flavor. The vibrant colors and natural sweetness make for an appealing and healthy side.
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Iced Coffee: A chilled cup of coffee with a splash of milk balances the sweetness of the banana bread while providing a perfect afternoon pick-me-up. Sip and savor for a cozy moment at home.
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Vanilla Ice Cream: A scoop of smooth vanilla ice cream draped over warm slices creates a luxurious dessert. As the ice cream melts into the warm bread, it becomes an indulgent treat that everyone will love.
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Honey Drizzle: A gentle drizzle of honey over each slice pours an extra layer of sweetness and adds a lovely sheen. This simple touch enhances the banana flavor and makes it feel special.
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Nutty Granola: Pairing with a handful of crunchy granola offers a delightful texture contrast and can turn your banana bread into an exceptional breakfast option. The nuts and oats add heartiness and make for a fulfilling meal.
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Herbal Tea: A cup of fragrant herbal tea adds a calming element to your chocolate chip banana bread experience. The warm aromas blend beautifully with your bread, creating a cozy atmosphere.
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Chocolate Chai Latte: For those who adore chocolate, this combo serves up even more chocolatey goodness while the chai spices wonderfully enhance the flavor of the bread. Perfect for chocolate lovers!

Super Moist Chocolate Chip Banana Bread Recipe FAQs
What kind of bananas should I use?
Absolutely! For the best results, choose ripe or overripened bananas. Look for bananas that are yellow with some brown spots, which indicates optimal sweetness and moisture. The more brown, the sweeter and more flavorful they will be in your chocolate chip banana bread!
How should I store my chocolate chip banana bread?
To keep your banana bread fresh, store it in an airtight container at room temperature for up to 4 days. If you want to extend its life, you can refrigerate it wrapped tightly in plastic wrap for up to a week. This helps retain moisture and flavor, ensuring every slice remains delectable.
Can I freeze chocolate chip banana bread?
Very! To freeze your banana bread, wrap the unsliced loaf tightly in plastic wrap and then in aluminum foil. This protects it from freezer burn and helps maintain its moisture. It can be frozen for up to 3 months. When you’re ready to enjoy a slice, simply thaw it at room temperature, and you’ll be back to enjoying that heavenly aroma in no time!
What should I do if my banana bread comes out dense?
If your chocolate chip banana bread turns out dense, it may be because of overmixing or too much flour. Remember to mix only until the wet and dry ingredients are just combined. If you need to measure flour, spoon it into your measuring cup and level it off to avoid packing it down. This can make a huge difference in achieving that light, fluffy texture!
Is this recipe suitable for people with nut allergies?
Yes, this chocolate chip banana bread can be made nut-free! Simply leave out any nuts or choose a nut-free chocolate chip option. Always check packaging for cross-contamination if allergies are a significant concern. Enjoy a slice without worry and delight in its rich banana and chocolate flavor!
Can I use whole wheat flour instead of all-purpose flour?
Absolutely! For a healthier twist on your chocolate chip banana bread, you can substitute whole wheat flour in a 1:1 ratio. The texture might be slightly denser, but you’ll add more nutrition and a nutty flavor. Mix it up and find your favorite variation!

Irresistibly Moist Chocolate Chip Banana Bread Recipe
Ingredients
Equipment
Method
- Preheat your oven to 350°F (175°C) and grease a 9x5 inch loaf pan.
- In a medium mixing bowl, whisk together flour, baking soda, and salt.
- In a larger bowl, mix melted butter, oil, and sugar until smooth.
- Peel and mash the ripe bananas, then fold them into the wet mixture.
- Gently fold the dry mixture into the banana mixture until just combined.
- Fold in chocolate chips until evenly distributed.
- Pour the batter into the greased loaf pan and smooth the top.
- Bake in the preheated oven for 50-60 minutes or until golden brown.
- Cool in the pan for 10 minutes before transferring to a wire rack.

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